200,000+ users worldwide153 countriesWFI growth +830% in 2025Visa partnership April 28, 2026500,000+ operational nodesInner Circle · $10K ITO · Deadline August 2026Founded by Reeve Collins, co-founder of TetherRegulated and licensed · FINTRAC Canada200,000+ users worldwide153 countriesWFI growth +830% in 2025Visa partnership April 28, 2026500,000+ operational nodesInner Circle · $10K ITO · Deadline August 2026Founded by Reeve Collins, co-founder of TetherRegulated and licensed · FINTRAC Canada

B2B and Private Investor Opportunity · 2026

What if your bank
worked for you
and for the world?

I spent my career rebuilding communities and restoring identities in countries emerging from war. That work taught me to see patterns others miss, including this one.

🏢 Business Owners ◆ Private Investors
Yes, I want in →

WeFi Deobank — Live Statistics

200K+
users worldwide
153
supported countries
830%
WFI growth 2025
$150M+
monthly volume
Dr. Sarah Jane Meharg
Dr. Sarah Jane Meharg
Ph.D. · Post-War Reconstruction Authority · WeFi KOL
🔥 Official — April 28, 2026
Visa partners with WeFi, closing the "last half mile" of onchain banking infrastructure.
200K+
users worldwide
500K+
operational nodes
Daily
yield for participants
Visa
official partner 2026
Free
account to open

Two paths. One platform.

WeFi works for both
the business owner and the investor

You do not have to choose a lane. WeFi is built so that B2B operators and private investors each find their most powerful point of entry.

🏢
For Business Owners
Turn your payroll into an asset
  • Pay salaries and invoices through WeFi — every transaction generates additional value for you
  • Your monthly capital flow starts working for your business instead of the bank's
  • Personal IBAN that works exactly like a traditional business account
  • Visa card for global spending at 140M+ merchants worldwide
  • Fully compliant with licences across multiple jurisdictions including FINTRAC Canada
  • Open a free account in minutes with zero obligation to start

Open free business account →
◆
For Private Investors
Build long-term wealth on-chain
  • ITO participation generates tokens every second of every day through 2032
  • Strategic Digital Ownership via WeFi Gift Certificates with four potential value scenarios
  • Referral network rewards — build your community and earn on its growth
  • Self-custody model — you hold your keys and maintain full control at all times
  • Inner Circle from $10K ITO: 1.5% personal cashback plus Team Bonus Pool
  • Deadline: Block #38 for Gift Certificates · Inner Circle closes August 2026

Explore investor opportunities →

Does this sound familiar?

Your money is in the bank.
But who is really in control?

  • Your bank profits from your money and you receive almost nothing in return
  • Every month you process thousands in transactions that generate zero additional value
  • Banks decide how much you can withdraw and from whom you may receive funds
  • They continuously monitor and restrict how your money moves
  • From 2028, tax on unrealised assets is expanding across jurisdictions
  • Inflation erodes your purchasing power, silently, every single day
  • Entire populations, especially in post-conflict regions, remain locked out entirely
"

For decades, I worked with post-war communities. I have studied how cultures survive destruction, how identity is rebuilt after conflict, and how economic development either takes root or collapses depending on what infrastructure exists beneath it.

What I kept seeing was this: communities that rebuilt their culture could not access the capital they needed to sustain that rebuilding, and this can lead to conflict once again.

Dr. Sarah Jane Meharg · Ph.D. Cultural Geography · Post-War Reconstruction Authority · WeFi KOL

Official Partnership — April 28, 2026

Visa is building the future
of banking with WeFi

This is not speculation. On April 28, 2026, Visa officially announced its partnership with WeFi, closing what both companies call "the last half mile" of onchain banking infrastructure.

CoinDesk — April 28, 2026
Visa is working with WeFi to help establish the "last half mile" of onchain banking infrastructure.
The partnership links WeFi's DeFi infrastructure to Visa's global payment network, enabling stablecoin balances to be spent anywhere Visa is accepted.
Reeve Collins, Co-Founder WeFi
"Access to modern financial services is still uneven globally. On-chain banking closes that gap, and partnering with Visa makes it usable at scale."
Source: CoinMarketCap Academy
Dr. Sarah Jane Meharg, Post-War Reconstruction Authority and WeFi KOL
Dr. Sarah Jane Meharg
Ph.D. Cultural Geography
Post-War Reconstruction · WeFi KOL

About Dr. Sarah Jane Meharg

Pattern recognition.
Cultural insight.
Financial sovereignty.

I am a globally recognized authority on post-conflict reconstruction, cultural identity recovery, and post-war community rebuilding. For decades I have worked directly with communities and governments navigating the aftermath of armed conflict, studying how cultures survive destruction, how identity is restored, and what conditions allow post-war economic development to take hold.


What my work revealed, repeatedly, across countries and cultures, is that post-war economic development fails not because communities lack the will, but because they lack access. Access to capital, to transparent systems, to infrastructure that cannot be corrupted or captured by the same actors who caused the conflict. WeFi changes that equation. Fundamentally.

🔍

Pattern Recognition — my foundation

Decades of field work across post-conflict economies taught me to identify structural patterns before they become visible to others. I recognized WeFi's significance well before the Visa announcement confirmed it.

🌐

Cultural and Community Insight — my lens

I understand how communities rebuild identity and economic life after war. WeFi is the financial infrastructure layer that post-war recovery has always needed but never had.

🏛️

Academic Authority — my compass

Ph.D., globally published academic, and recognized authority in post-war reconstruction and cultural identity recovery. I do not endorse lightly. WeFi earned it through its architecture, leadership, and the transparency built into its design.

Ph.D. Cultural Geography MA War Studies Post-Conflict Reconstruction Identicide Research Post-War Economic Development Cultural Identity Recovery WeFi KOL

Exclusive · Private · Time-Sensitive

The Inner Circle —
For those who choose
to operate at a different level

While tens of millions of people may eventually become part of the WeFi ecosystem, only a very small percentage will choose to operate at the highest level. Most will participate casually. A few will decide to build real generational wealth.

01
Strategic Digital Ownership
WeFi Gift Certificates — structured ownership connected to four potential value scenarios. Viewable in your WeFi App under Earn, then Ownership. Closes permanently at Block #38.
02
Long-Term WFI Token Generation
ITO participation generates WFI tokens every second of every day through cloud-based digital mining extending through 2032. Structured long-term accumulation aligned with WeFi's global expansion.
03
Referral Rewards and Community
Build your own network and benefit from a referral rewards program offering cashback, discounts, loyalty points and VIP access to premium features.
The $10K Entry Point

KOLs who acquire a total of $10,000 USD in ITO, either in a single transaction or cumulatively by the end of August 2026, qualify for the Inner Circle. This is not a title. It is a decision point. A self-selection process for individuals who choose to operate differently.

⏱ Time-Sensitive Deadlines
Team Bonus Pool: minimum $10K ITO by end of May 2026
Full Inner Circle: by end of August 2026
Gift Certificates close at Block #38, permanently

Inner Circle Benefits

  • Personal Cashback of 1.5% on all personal ITO purchases above $10K through August 2026
  • Team Bonus Pool of 1.5%, shared and distributed proportionally among qualifying members
  • Private Inner Circle Mentorship from proven leaders
  • Access to the $1,000,000 Plan, a step-by-step blueprint for financial freedom
  • Recognition, awards and VIP exclusive incentives
  • Early access to new opportunities, events and strategic initiatives

I am ready for the Inner Circle →

Three participation levels — choose yours

Level 1
Daily Banking
Free account. Use WeFi as your everyday banking solution. Zero cost to start.
Level 2
ITO Investor
Purchase ITO-notes. Earn $WFI tokens daily through 2032. Build passive income on-chain.
Level 3 — Elite
Inner Circle
$10K+ ITO. Cashback, Team Bonus Pool, mentorship, Gift Certificates and generational wealth strategy.

What WeFi offers

A sovereign digital bank
built for your goals

WeFi is not a regular bank and not a crypto app. It is a decentralised banking platform where you as a participant become a co-owner of the system, whether you enter as a business or as an investor.

🏦
Daily Banking
Free account. Personal IBAN. Use WeFi as your business or personal account for all daily transactions.
📈
ITO-Notes
Passive daily income via WFI tokens through cloud mining. Runs through 2032.
💳
Visa Card
Pay anywhere Visa is accepted at 140M+ merchants worldwide. Virtual and physical card available.
💼
Salary Payments
Pay your team through WeFi and let every salary run generate additional value for you.
🔐
Self-Custody
Your keys, your assets. Full control at all times with no third party holding your funds.
🌐
Referral Network
Build a network and earn from its growth. Community-driven rewards at every level.

Technology

Built on three
technological pillars

WeFi unifies blockchain infrastructure, banking architecture and algorithmic economics in one integrated financial stack.

⛓️
WeChain Blockchain
Proprietary financial blockchain with fast settlement, native compliance and fiat integration. Built on Cosmos framework with L1 and L2 solutions.
🏛️
Deobank Model
Onchain infrastructure for compliant banking with built-in custody and payment rails. Banking-as-a-Service for the next generation.
🪙
$WFI Token
100% community-owned. Fixed supply of 1 billion. Bitcoin-inspired fair distribution. Daily production via cloud-based mining through 2032.

The Team Behind WeFi

Built by people who have already
changed the financial world

Veterans from Tether, Wise, Binance, Visa and the National Bank of Abu Dhabi.

RC
Reeve Collins
Chairman and Board Member
Co-founder and former CEO of Tether (USDT), the world's most used stablecoin with $170B+ market cap. Now building the trust infrastructure of onchain banking with WeFi and Visa.
MS
Maksym Sakharov
Group CEO and Board Member
10+ years in finance and tech, 5+ years in crypto. Former CEO of Exflow, a European OTC crypto exchange. Visionary leader behind WeFi's hybrid deobanking model.
RR
Roman Rossov
Chief Product Officer
Former Product Director at Wise. Expert in global financial products and seamless user experience at scale across multiple jurisdictions.

Licences and Regulation

🇨🇦 Canada — FINTRAC 🇨🇿 Europe — VASP Czech Republic 🇦🇪 National Bank of Abu Dhabi 🔒 Fireblocks MPC Custody 🌐 WeChain — Cosmos Framework

What People Are Saying

Trust is the only currency
that matters here.

"

She is so great at explaining WeFi. I only want her to do my presentations. She has a rare gift for making the complex feel simple and safe.

Deborah MacDonald, Veteran Business Builder and Referral Marketing Leader

"

I do not have a crypto background at all. But I trusted her completely, enough to open my WeFi account. She makes you feel guided, not pressured.

Business Colleague, New WeFi Community Member

"

From war zones to peaceful countries, this community feels real. People who actually care about sovereignty over their money, unlike anything I have been part of before.

WeFi Community Member, International Network

"

What sets her apart is that she sees WeFi through the lens of genuine human need, not just profit. That perspective changes everything about how you understand this opportunity.

Strategic Thinker, WeFi Network

How to get started

Three steps to your
position in the new
financial system

I guide you personally. As someone who has spent a career decoding the conditions that allow communities and economies to recover after conflict, I bring a clarity and directness to WeFi that you will not find anywhere else.



Create your free account →
01

Register via my personal link

Your account is directly connected to my network. I personally guide you from day one, whether you start with daily banking or ITO participation. No jargon. No pressure.

02

Choose your entry level

Free daily banking, ITO investor, or Inner Circle. Together we assess what fits your situation, your goals, and your timeline. I answer personally.

03

Build your position

Integrate WeFi into your business for salary payments, or build your ITO stack toward Inner Circle. I walk you through every step, and the community that comes with it is unlike anything else.

The future of banking is here

Decide what role you will play within it

This is not about belief. It is about understanding timing, momentum, and what happens when billions of people finally have access to financial infrastructure that cannot be used against them. The question is where you will be positioned when it does.

🏢
For Business Owners
Open your free account, integrate WeFi into your payroll structure, and let every salary payment work for you. Zero cost to start.
Open free business account →
◆
For Private Investors
Register now and explore ITO participation. Inner Circle closes August 2026. Gift Certificates close at Block #38. The window is open, but not indefinitely.
Explore the Inner Circle →

Important Disclaimer: I am an independent KOL (Key Opinion Leader) for WeFi, not a representative or employee of WeFi. WeFi is a Deobanking Platform, not a traditional bank, and does not accept deposits on a banking balance sheet. Cloud-Based Mining is a mining software product, not an investment. No fixed profits, income, or ROI are guaranteed or implied. Participation in ITO or any WeFi product should be made at your own discretion. There are no guaranteed returns. Always conduct your own independent research. Individual results vary.